00375 a2200109 4500001001000000005001700010008004100027245008300068100002500151773007200176999001700248ART_1191420260410161901.0260409a 10aMoral hazard, adverse selection, and the optimal provision of social insurance1 aWhinston, Michael D.0 tJournal of public economicsg- Vol. 22, NÂș 1 (oct. 1983)wREV11485 c25943d25943